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Aging poses a serious challenge to OECD(Organization of Economic
Co-operation and Development)countries,in particular,how to pay for future
public pension liabilities. And early retirement places an__1__burden on pension
financing. There is no easy solution,but__2__retirement could help.
Early retirement may seem like a worthy individual goal,but it is a
socially__3__one,and makes the present public pension system difficult to
sustain for long. The__4__reason is that more people are retiring early and
living longer. That means more retirees depending on the__5__of those in work
for their income. The__6__is worrying. In the next 50 years,low fertility rates
and__7__life expectancy in OECD countries will cause this old-age dependency
rate to roughly double__8__size. Public pension payments,which afford 30-80% of
total retirement incomes in OECD countries,are__9__to rise,on average,by over
three percentage points in GDP and by as much as eight percentage points in some
countries.__10__is the pressure on pension funds that there is a danger of
today‘s workers not getting the pensions they expected or felt
they__11__for.
Action is needed,__12__simply aiming to reduce the__13__(and cost)of public
pensions,or trying to__14__the role of privately funded pensions within the
system,though necessary steps,may be__15__to deal with the dependency challenge.
After years of__16__early retirement schemes to avoid__17__and higher
unemployment,many governments are now looking__18__persuading people to stay in
work until they are older. Surely,the thinking goes,if we are healthier now and
jobs are physically less__19__and unemployment is down,then perhaps
the__20__rate should rise anew.
1.[A] unsolvable [B] additional [C] unsustainable [D] undue
2.[A] delaying [B] retaining [C] detaining [D] hindering
3.[A] ultimate [B] unattainable [C] specific [D] expensive
4.[A] substantial [B] essential [C] potential [D] controversial
5.[A] ddonating [B] sponsoring [C] subsidizing [D] funding
6.[A] outlook [B] outcome [C] outbreak [D] outset
7.[A] prolonging [B] expanding [C] soaring [D] rising
8.[A] in [B] on [C] by [D] for
9.[A] conceived [B] reckoned [C] expected [D] meant
10.[A] As [B] Such [C] So [D] It
11.[A] should pay [B] paying [C] be paid [D] would pay
12.[A] but [B] for [C] and [D] thus
13.[A] multitude [B] implementation [C] application [D] generosity
14.[A] exaggerate [B] augment [C] magnify [D] multiply
15.[A] insufficient [B] influential [C] inefficient [D] intrinsic
16.[A] advancing [B] previous [C] ahead [D] preceding
17.[A] suspensions [B] abundances [C] redundancies [D] discrepancies
18.[A] for [B] to [C] about [D] at
19.[A] turbulent [B] strenuous [C] compact [D] intricate
20.[A] dependency [B] fertility [C] present [D] mortality