2017考研英语拓展阅读：中国网络借贷成交额突破万亿元

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考研英语阅读能力提升需要不断地积累练习，通过多阅读来积累词汇，提升阅读速度，强化把握主旨能力。2017考研复习之初，时间相对充裕，新东方在线建议大家每天多做一些阅读，可娱乐也可增长见闻，还能提升能力。下面一篇文章是关于2015中国网络借贷成交额突破万亿元的一篇文章。
    2017考研英语拓展阅读：2015中国网络借贷成交额突破万亿元
    China's P2P lending platforms have cumulativelybrokered 1.37 trillion yuan
as of the end ofDecember, according to an annual report issued
byWangdaizhijia.com.
    据网贷之家公布的年报数据显示，截至2015年12月底，中国的P2P平台历史累计成交量已经达到了13700亿元。
    The report counted 2,595 P2P platforms across thecountry, an increase of
1,020 compared with the2014 figure.
    该报告指出，全国范围内的P2P运营平台已经达到了2595家，相比2014年底增长了1020家。
    But the number of P2P platforms will not grow substantially in the coming
year as Chinatightens regulations over P2P lending, the report said.
    网贷之家表示，由于中国P2P借贷平台的监管开始收紧，预计2016年网贷行业P2P运营平台不会有大幅度增长。
    A draft regulation, released on Monday and open for public opinion until
Jan. 27, will impose12 restrictions on P2P platforms, prohibiting them from
accepting public deposits, poolinginvestors' money to fund their own projects,
or providing any kind of guarantee for lenders.
    据悉，相关管理草案已于周一发布，并将公示至1月27日。这项草案颁布了对P2P平台的12项限制措施，禁止他们接受公款或集中投资者的资金来建设私人工程、以及禁止对投资人提供任何形式的保证。
    P2P lending, or lending done without a traditional financial intermediary
such as a bank, hasgrown quickly in China in the past few years as investors
seek higher returns than bankdeposits, while small businesses find it easier to
secure funds through P2P platforms.
    P2P借贷，或者不经过银行这样传统的金融媒介而完成的借贷，近几年里已经在中国迅速成长起来。通过P2P平台，投资者追求比银行存款更高的收益，而小企业也更容易获得资金。
    The lack of supervision, however, has made the industry risky for investors
as some P2Pplatforms have been implicated in shady fund raising. A total of 896
platforms reportedoperation problems in 2015, more than three times that of
2014, the report showed.
    然而，由于缺乏监管，一些P2P平台与黑幕集资有关联，使得投资者承受巨大风险。统计显示，2015年共报道出896家P2P平台操作有问题，与2014年同比上升了3倍以上。