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英语阅读是考研英语的重头戏，怎么复习?怎么训练?建议同学们采取英语朗读的方法每天练习10-20分钟，快速提升英语的阅读能力和听力水平！
BEIJING, Aug. 3 -- People's Bank of China governor Zhou Xiaochuan signed a memorandum of understanding with U.S. Federal Deposit Insurance Corp (FDIC) Chairwoman Sheila Bair Thursday to cooperate on promoting a deposit insurance system for financial institutions in China.
China is considering setting up a deposit insurance company and will use the FDIC's experience as a reference, said Zhou, who did not give a specific timetable.
According to the memorandum, the central bank will cooperate with the FDIC in deposit insurance as well as financial services and financial management.
The time is ripe for China now to establish a deposit insurance system, as the country has further opened up its financial sector and improved its supervision, said the central bank in a statement released Thursday.
Zhou said a deposit insurance system would promote development in China's financial market by boosting the confidence of those who put their money into smaller, local banks.
The current lack of deposit insurance in China is mainly due to the fact that most banks in the country are State-owned, and offer guarantees to depositors, analysts said.
Deposit insurance has been suggested by policy makers to protect deposits, in full or in part, in the event of banks' inability to pay deposits.
Established during a Great Depression banking crisis in the 1930s, the FDIC insures customers' deposits with a 51 billion U.S. dollarsfund. Coverage includes up to 100,000 dolllars for each depositor and 250,000 dollars in retirement accounts.
Deposits in foreign branches of U.S. banks, however, are not covered by the FDIC.
The FDIC also assesses insurance fees to banks based on risk levels.
Currently, nearly 100 countries have official deposit insurance systems.
(Source: chinadaily.com.cn)
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发表于 2017-8-6 14:23:12